職責
受聘人須協助總保險主任從保險的角度提供專業意見,以便為一個自願及由政府規管的醫療保障計劃(醫保計劃)制訂細則,包括:
(a) 協助為醫保計劃下的標準醫保構思藍本內容,包括保障範圍、水平、常用醫療服務的保障限額,以及可另行購備的標準醫保附加項目;
(b) 為由政府規管並讓有能力自願投購私人醫療保險及使用私營醫療服務的市民參加的醫保計劃擬訂運作規則;
(c) 就醫保計劃的推行擬訂計劃詳情、時間表及安排,包括參加醫保計劃的承保機構及醫療服務機構的登記、核證及履行法規等事宜,以及各項運作安排(包括承保和可攜性);以及
(d) 就轉移現有的私人醫療保險計劃(包括以人壽保險計劃的附加條款方式提供的醫療保險計劃)至醫保計劃制訂行政細節及管理安排。受聘人也會獲指派履行由其上司決定並與醫保計劃相關的職務。
The appointee will be required to assist the Chief Insurance Officer to provide professional inputs from insurance perspective in facilitating the formulation of scheme details for a voluntary, government-regulated Health Protection Scheme (HPS), including:
(a) to help design prototype features of a Standard Plan for HPS, including the coverage, levels, benefit limits for common healthcare services, and optional top-up components to the Standard Plan;
(b) to draft operational rules of the government-regulated Health Protection Scheme (HPS) for those who may afford to subscribe to private health insurance and use private healthcare services on a voluntary basis;
(c) to draft project details, timeline and arrangements with respect to the implementation of HPS, including registration, verification, enforcement, etc. of participating insurers and healthcare service providers under HPS; and operational arrangements including underwriting and portability and
(d) to lay-out administrative details and management on migration of existing private health insurance plans (including those offered in the form of riders to, for example, life insurance plans) to HPS. Other duties of relevance to the HPS will also be assigned to the appointee as determined by his/her supervisors.
入職條件
申請人須:
(a) 持有大學學士學位,或具同等學歷;
(b) 屬以下最少一間專業機構的資深會員,或具同等資歷(參閱註一):(i) 英國特許保險學會;(ii) 美國精算師公會;(iii) 澳洲精算師學會;(iv) 英國精算師學會;(v) 加拿大精算師學會;或(vi) 美國產險精算師學會;
(c) 在精算、營運或承保的範疇,具備最少四年醫療(或人壽)保險或再保險方面的產品開發全職經驗(參閱註二);以及
(d) 在香港中學會考英國語文科及中國語文科成績至少達第3等級,或具同等學歷(參閱註三)。
Candidates should:
(a) have a University degree or equivalent;
(b) be a fellow member of at least one of the following professional bodies,or equivalent (note 1): (i) Chartered Insurance Institute, United Kingdom; (ii) Society of Actuaries, United States of America (iii) Institute of Actuaries, Australia; (iv) Institute and Faculty of Actuaries, United Kingdom; (v) Canadian Institute of Actuaries; or (vi) Casualty Actuarial Society, United States of America;
(c) minimum of 4 years of full-time experience in health (or life) insurance, or reinsurance, on product development in the area of actuarial, operation or underwriting; (note 2) and
(d) have obtained “Level 3” or above in English Language and Chinese Language in Hong Kong Certificate of Education Examination (HKCEE), or equivalent (note 3).
入職條件(註)
一. 申請人如在精算、營運或承保的範疇,具備七年或以上醫療(或人壽)保險或再保險方面的產品開發經驗,可獲豁免符合這項資深會員規定。
二. 申請人如熟識香港主要的衞生政策事宜,則更為合適。
三. 過往香港中學會考英國語文科(課程乙)和中國語文科C級的成績,在行政上會被視為等同2007年或以後的香港中學會考英國語文科和中國語文科第3等級的成績。(未持有香港中學會考中國語文科第3等級的成績,但考獲第2等級(或具同等學歷)的人士亦可申請。)